Cost Of Living In Dubai: Housing, Utility, Healthcare & Study

Rahul Kumar 10 Dec 2024 Dubai

Are you wondering what is the minimum cost of living in Dubai? As seen in movies and web series, Dubai is the land of dreams and multiple opportunities. Being one of the richest lands on earth, one can expect it to be too let's say, umm pretty pricey. The cost of living in Dubai/monthly expenses in Dubai for international students and expatriates leans on the higher side. As such it becomes really important to understand how to manage your finances.

This blog by The Student Helpline will give you a detailed reflection on the cost of living in Dubai, with several tips and tricks to lower your monthly expenses while staying in this foreign wonderland. If you intend to stay and study in Dubai UAE, then, knowing the Dubai living cost is important for you. The living cost in Dubai revolves around your choice of lifestyle. And, yes, you heard it right. Ranked #7th in the world as the most expensive city, you might find it hard to survive here if you don't manage your living expenses in Dubai.

What Is The Cost Of Living In Dubai For Indians?

Dubai is a land of luxury and innovation, yet it also portrays an advanced infrastructure that makes the place comfortable in terms of hassle-free living. Knowing the price range of living expenses in Dubai or any other country is highly essential, especially for those international students who have budget constraints. Monthly expenses in Dubai for a single person are summarized in the table below:

S.No.

Living Expenses In Dubai

Cost Of Living In Dubai

1.

Transportation Monthly Pass

AED 300 (INR 6,800): Taxi- AED 5/Km (INR 115)

2.

Utilities Basic including Electricity, Water, And Garbage

Approximately AED 766 (INR 17,500) per month

3.

Mobile Phone Plans

There are available monthly plans in the range of AED 100 (INR 2,300) to AED 300 (INR 6,800).

4.

Internet Plans

Monthly plans range between AED 200 (INR 4,600) and AED 500 (INR 11,500) according to speed.

5.

Food

Meals can cost up to AED 50 (INR 1,150) monthly at restaurants, groceries are much cheaper.

6.

Healthcare Charges

Private health insurance costs AED 500 (INR 11,500) per month.

7.

Rent

One-bedroom in prime areas: AED 7,900-15,000 (INR 1.8L-3.4L) per month

Deira/Bur Dubai: AED 6,000 (INR 13,800).

Utility Cost In Dubai
Fig 1: Utility Cost In Dubai

Dubai Cost Of Living Vs India: Comparative Study

The culture, lifestyle, and cost of living in Dubai vary from India. Dubai is considered one of the very expensive countries, yet at the same time has one of the highest salaries in the world. Some of the main factors that contributed to the Dubai cost of living Vs India difference include currency rates, average salaries, and the cost of goods and services. With these differences, you make proper budgets and decide better before shifting to Dubai.

Dubai Cost Of Living Vs India: Comparative Study

Here is the table comparing the monthly expenses in Dubai and India:

Parameters

Average Cost Of Living In Dubai

Cost Of Living In India

Average Cost Of Living (without rent)

INR 93K (AED 4100)

INR 28K

Average Transportation Cost (Monthly Pass)

INR 6,800 (AED 300)

INR 1000

Average Basic Utility Cost

INR 17,000 (AED 766)

INR 3500

Average Mobile Phone Monthly Plan

INR 5,000 (AED 221)

INR 315

Internet Plan

INR 8,000 (AED 352)

INR 700

Average Food Cost

INR 34K (AED 1500)

INR 3000-5000

Healthcare

INR 10K (AED 458)

INR 500-1000

Average Rent in Major areas of Dubai

INR 1.8L (AED 7900)

INR 17K

Average Tuition Fees

INR 4 to 12L (AED 35K to 1.7L)

INR 1L to 8L

Dubai Average Residential Prices
Fig 2: Dubai Average Residential Prices (AED per square foot) Annual Average

Hacks To Reduce The Cost Of Living In Dubai For International Students

The cost of living in Dubai for an international student is pretty high, but the level of education system is world-class in Dubai. It can be balanced with strategic planning and mindful financial management. So, how much does it cost to live comfortably in Dubai? It's simply a matter of your lifestyle choice, but clear insight into what you need and budgeting for that will allow you to enjoy everything Dubai has to offer without breaking into your bank account. Whether you are a single professional or moving with a family, planning your finances correctly is the key to thriving in this lively city.

Here are some tips to help reduce the cost of living in Dubai:

  • Cook In-House: Cooking food at home instead of relying heavily on eating out in restaurants could save a lot of average food costs in Dubai.
  • Buy in Bulk and Value Seekers: Buying groceries in bulk when possible and also grabbing deals when available tend to add to lower grocery costs and ultimately reduce average monthly expenses in Dubai.
  • Use Public Transportation Infrastructure: Dubai public transportation is so efficient that it makes a very affordable alternative to taking taxis or renting private vehicles, reducing average living costs in UAE.
  • Take Advantage of Student Deals: Research student savings opportunities for leisure and travel to make those experiences more cost-effective by reducing UAE living costs per month.
  • Shared Housing: For example, students can consider shared housing with other students to reduce the cost of living in Dubai per month associated with rent.
  • Part-time Jobs: If so permitted, find a part-time job to supplement your income to afford Dubai's living expenses.
  • Make the Most of What Your Institution Provides: Make use of free resources on campus, including library and sports facilities, to save money and afford your living costs in UAE.
  • To afford your Dubai expenses, avoid unnecessary expenditure on non-essential items like luxury clothing or electronics.

If the students implement these suggestions, they will face less difficulty over the issue of the cost of living in Dubai during their study and have an enriching and financially prudent experience.

Dubai Living Cost: Housing, Dining, Entertainment, Grocery, Transportation and Healthcare Monthly Expenses In Dubai

For an individual moving to Dubai, you might find the Dubai living cost to be on the higher side, but if you work hard the Dubai culture will appreciate your efforts and reward you accordingly. As you progress with the city, you will understand it better and you will be able to manage your monthly expenses in Dubai very well.

Take a look at the below-mentioned list, you will get a more hands-on idea about the cost of living in Dubai.

Housing Rent Dubai Cost of Living:

1 bedroom apartment monthly expenses in Dubai

(in the main areas of the city)

INR 1,37,300 - INR 2,74,660

3 bedroom apartment monthly expenses in Dubai

(in the main areas of the city)

INR 2,28,880 - INR 5,72,200

1 bedroom apartment monthly expenses in Dubai

(in the outskirts of the city)

INR 91,500 - 39; INR 1,84,100

3 bedroom apartment monthly expenses in Dubai

(in the outskirts of the city)

INR 1,37,300 - INR 3,66,200

Dining Cost of Living In Dubai:

Meal at an expensive restaurant

INR 3,500 - INR 11,500

Meal at a standard restaurant

INR 450 - INR 2,500

Coffee

INR 230 - INR 680

Water

INR 45 - INR 230

Beer

INR 450 - INR 1,500

Soft drink

INR 70 - INR 350

Entertainment Dubai's Living Expenses:

Gym membership monthly expenses in Dubai

INR 3,500 - INR 13,750

Cinema hall ticket, for one

INR 1,100 - INR 1,700

Clothes shopping

INR 1,800 - INR 11,500

Shopping for shoes

INR 4500 - INR 13,800

Utilities Average Cost of Living In Dubai:

Electricity & water monthly expenses in Dubai

INR 9,000 - INR 25,000

Mobile calls Dubai living cost monthly

INR 2,280 - INR 8,000

Internet monthly expenses in Dubai

INR 5,500 - INR 12,000

Transportation Monthly Expenses In Dubai:

One way ticket

INR 140 - INR 180

Monthly pass monthly expenses in Dubai

INR 4,500 - INR 8,000

Taxi charges per km

INR 70

Gasoline rates per liter

INR 70

Education Dubai Living Cost:

Public schools

INR 1,37,370

International schools

INR 2,89,164 - INR 4,89,954

Public universities

INR 38 lakh or more without scholarship/ INR 18 lakh with scholarship

Groceries Dubai Living Cost:

Apples (1Kg)

INR 115 - INR 320

Bananas (1Kg)

INR 90 - INR 230

Oranges (1Kg)

INR 90 - INR 280

Tomatoes (1Kg)

INR 135 or more

Onions (1Kg)

INR 125 or more

Potato (1Kg)

INR 95 or more

Lettuce

INR 135 or more

Milk (1L)

INR 120 - INR 280

White bread (500g)

INR 70 - INR 280

Regular cheese

INR 340 - INR 2200

Eggs (12)

INR 250

Rice (1Kg)

INR 115 - INR 370

A pack of cigarettes

INR 550

Chicken/ Beef (1Kg)

INR 350 - INR 1380

Average Cost Of Living For Families, Singles And Couples

The average cost of living in Dubai is different for different people, and the basic reason behind this difference is the kind of lifestyle these people have in their present lives. A bachelor/single one cannot afford a great lifestyle since everything has to be done by you, You have no one to back your lifestyle; maybe your family, but most probably they are far away.

In contrast, a couple can still dare to have a lavish lifestyle because there are two contributors, hopefully. And so they can afford some extra expenditure budget. And talking about families that live in Dubai, if one or more individuals have been working in Dubai then you can treat Dubai expenses pretty well because Dubai always supports and rewards its hardworking citizens.

Demonstrated below is a table where we have compared the basic life needs and the Dubai living cost of singles, families, and couples:

Monthly Expenses

Areas

Dubai Living Cost for Singles

Dubai Living Cost for Couples

Dubai Living Cost for Families

Accommodation

INR 68,000 - INR 1,85,000

INR 1,15,000 - INR 2,75,000

INR 1,85,000 - INR 4,60,000

Food & grocery

INR 18,000 - INR 28,000

INR 35,000 - INR 60,000

INR 60,000 - INR 90,000

Entertainment

INR 20,000 - INR 45,000

INR 45,000 - INR 85,000

INR 65,000 - INR 1,15,000

Utilities

INR 2,000 - INR 22,000

INR 22,000 - INR 35,000

INR 35,000 - INR 70,000

Transportation

Around 7000 or less

INR 35,000 - INR 70,000

INR 58,000 - INR 1,15,000

Monthly expenses In Dubai
Fig 3: Monthly expenses In Dubai for a single person, couples, and Families

Scholarships To Reduce Dubai Living Expenses For Students

Studying in Dubai is a chance that offers immense opportunities, but the cost of living in Dubai could be too expensive. Luckily, there are several study abroad scholarships available for students to ease their overall financial burdens. These scholarships are designed to promote and support academic excellence, sports achievements, leadership qualities, and cultural & ethnic diversity, making the prospects of study abroad education available for people who are financially and culturally not sound or backward.

Here are some scholarships available for students residing in Dubai to help them manage their living costs in Dubai:

Scholarships To Support Living Costs in Dubai

Benefits

Type

Outstanding Academic Excellence Scholarships By The University Of Wollongong (UG)

The scholarship provides $10,000 paid in two installments of $5,000, respectively, after sem 1 and sem 2.

Merit-Based

BITS Pilani Merit In BITSAT

Off of 75, 50, or 25 % as per your BITSAT score

Merit-Based

Master Research Teaching Scholarship Offered By Khalifa University

Medical insurance would be provided. A stipend of AED 4000 will be offered monthly. Flight tickets would also be reimbursed.

Merit-Based

Zayed University Undergraduate Scholarship

It covers 50% of scholarships to students who have passed exams with results above 90% in the final school exam.

Merit-Based

SPJ Global Postgraduate Scholarship

This scholarship only covers the entire fees for the tuition of students who meet at least four out of six criteria and have a CGPA of 3.5 and above.

Merit-based

Who Can Help You Reduce Your Average Living Cost In Dubai?

It is too difficult to manage the cost of living in Dubai since it is quite pricey for a basic lifestyle. However, The Student Helpline will help you in dealing with expenses properly with the right scholarships on your end. Our team of dedicated professionals will help you find the right scholarship to ease your financial burden. We understand living far away from home is a very tedious process, which is not managed and supported well. Could cause serious trouble. Hence our study abroad experts will guide you along the way making your study in Dubai experience fruitful.

Frequently Asked Questions About Cost Of Living In Dubai

What Is The Cost Of Living In Dubai?

$2,700 to whatever you want is the cost of living in Dubai as it tends to go through the roof as prices fluctuate. Costs for accommodation, transport, and food contribute to living costs. For specific recommendations on how much to spend in Dubai, contact The Student Helpline.

Is Dubai Expensive?

Of course, a city like Dubai is said to be pricey compared to many others, even cities in India. The monthly expenditures in Dubai run up over $900. To help you budget well, The Student Helpline has more information on how to smartly spend your money.

What Is The Average Cost Of Living In Dubai?

About $600 per month is the average cost of living in Dubai, including basic and leisure needs. However, that amount can change depending on what one chooses to spend his or her money on. For more money-saving advice, check out The Student Helpline.

How Expensive Is Dubai Compared To India?

Dubai is relatively much pricier than India when it comes to living costs in Dubai- more so on housing and services. Monthly expenses in Dubai are more than in India which again goes into your budget. For more comprehensive comparisons, The Student Helpline can get you more information.

What Are Monthly Expenses In Dubai?

$450 to $900 is a general monthly expense in Dubai for a person residing there, depending on their choices. A good number of the essential expenses include rent, food, and transportation, all of which should be made efficient by contacting The Student Helpline for consultancy advice.

What Is The Cost Of Living In Dubai For International Students?

The average cost of living in Dubai for International students is on par with any other expatriate with an average amount put on the list that stands at $350 monthly for living expenses in Dubai. Let The Student Helpline guide you more on how to effectively manage your budgets.

What Are The Average Food Costs In Dubai?

Approximately $70 per month is the average food cost in Dubai. Other costs that are universally applicable while living include eating out and groceries, with prices varying for each person depending on their choices. Want to know how to manage food expenses? Contact The Student Helpline.

How Does The Cost Of Living Abu Dhabi Vs Dubai?

This, of course, is usually the same as that living in Dubai however in some parts, it can be a little lower. The cost of living in Abu Dhabi can be around $500. To give you a better view, The Student Helpline can help and assist you.

What Are The Living Expenses For International Students In Dubai?

Living costs in Dubai for international students are around $450 monthly. These include living costs, food, and transport. To plan better, The Student Helpline could provide useful resources for you.

How Can I Study In Dubai?

There are many opportunities to study in Dubai, UAE but do remember that living costs in Dubai can be relatively expensive. For further details on courses and budgeting, contact The Student Helpline, who will be able to offer more specific information, answering your individual needs.


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Rahul Kumar

Rahul Kumar is a dynamic and seasoned writer, currently serving as a Study Abroad Expert at The Student Helpline. Specializing in crafting comprehensive study materials for international standardized exams like IELTS, TOEFL, GRE, PTE, and SAT, he brings over five years of experience to his role. Rahul’s passion lies in guiding students through the complexities of exam preparation and the study abroad journey. His insightful articles provide students with valuable information on exam processes, college admissions, top universities, course selection, and more—empowering them to succeed in their academic goals abroad.

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